Credit reporting
Optimum Outcomes credit reporting complaints
Consumers have filed 51 complaints about Optimum Outcomes's credit reporting. See the whole Optimum Outcomes record.
Optimum Outcomes against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Optimum Outcomes | 0 | - | - |
Latest Optimum Outcomes credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 19, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 28, 2017 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 13, 2017 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 28, 2017 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 21, 2017 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 28, 2017 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Aug 14, 2017 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 14, 2017 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 2, 2017 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jul 23, 2017 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 12, 2017 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 4, 2017 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 6, 2017 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 23, 2017 | Credit reporting | Credit reporting company's investigationNo notice of investigation status/result | Explained |
| Feb 8, 2017 | Credit reporting | Incorrect information on credit reportAccount status | Explained |
| Jan 19, 2017 | Credit reporting | Incorrect information on credit reportAccount status | Explained |
| Feb 8, 2016 | Credit reporting | Incorrect information on credit reportAccount status | Explained |
| Nov 18, 2015 | Credit reporting | Incorrect information on credit reportAccount status | Explained |
| Jul 14, 2015 | Credit reporting | Incorrect information on credit reportAccount terms | Explained |
| Jan 25, 2014 | Credit reporting | Incorrect information on credit reportInformation is not mine | Explained |
| Dec 27, 2013 | Credit reporting | Credit reporting company's investigationProblem with statement of dispute | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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