Credit reporting
Optimum Outcomes credit reporting complaints
Consumers have filed 51 complaints about Optimum Outcomes's credit reporting. See the whole Optimum Outcomes record.
Optimum Outcomes against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Optimum Outcomes | 0 | - | - |
Latest Optimum Outcomes credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 20, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 28, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jun 3, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 2, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 23, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 16, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Feb 6, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Jan 7, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 11, 2020 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 16, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 7, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 31, 2020 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 8, 2019 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 21, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 3, 2019 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 29, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 16, 2019 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 31, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 21, 2018 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jul 29, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Jun 30, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 11, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 5, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 18, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 18, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 23, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 27, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 23, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 8, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 7, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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