Credit reporting
Optio Solutions credit reporting complaints
Consumers have filed 164 complaints about Optio Solutions's credit reporting, 95 in the last 12 months (+94%). Optio Solutions answered 100% on time and closed 0% with relief. See the whole Optio Solutions record.
Optio Solutions against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Optio Solutions | 95 | 100% | 0% |
Latest Optio Solutions credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 10, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 7, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 24, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 23, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 23, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 18, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 17, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Feb 15, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 11, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 9, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 5, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Feb 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 20, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 19, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jan 16, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 14, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 6, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 19, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 18, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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