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Debt collection

Pan Am Collections debt collection complaints

Consumers have filed 22 complaints about Pan Am Collections's debt collection. See the whole Pan Am Collections record.

Pan Am Collections against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Pan Am Collections0new--22

Every debt collector ranked

Latest Pan Am Collections debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 19, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Mar 14, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedYes
May 21, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Mar 13, 2018Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingILExplainedYes
Mar 12, 2018Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtILExplainedYes
Mar 4, 2018Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtILExplainedYes
Mar 1, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Nov 20, 2017Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingFLExplainedYes
Nov 2, 2017Debt collectionAttempts to collect debt not owedDebt was paidKYMoney backYes
Sep 13, 2017Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageTXExplainedYes
Aug 18, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Jul 11, 2017Debt collectionCommunication tacticsFrequent or repeated callsILFixedYes
Apr 28, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Feb 2, 2017Debt collectionCont'd attempts collect debt not owedDebt was paidILFixedNo
Jan 16, 2017Debt collectionTaking/threatening an illegal actionSued where didn't live/sign for debtILExplainedYes
Aug 19, 2016Debt collectionCommunication tacticsThreatened to take legal actionILExplainedNo
Jun 16, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidFLExplainedYes
Oct 15, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidINExplainedNo
Feb 17, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidILExplainedNo
Aug 27, 2014Debt collectionCommunication tacticsUsed obscene/profane/abusive languageFLExplainedYes
Aug 7, 2014Debt collectionImproper contact or sharing of infoTalked to a third party about my debtFLExplainedYes
May 27, 2014Debt collectionImproper contact or sharing of infoTalked to a third party about my debtINExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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