Debt collection
Pharus Funding debt collection complaints
Consumers have filed 15 complaints about Pharus Funding's debt collection, 3 in the last 12 months. Pharus Funding answered 66.7% on time and closed 0% with relief. See the whole Pharus Funding record.
Pharus Funding against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Pharus Funding | 3 | 66.7% | 0% |
Latest Pharus Funding debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 30, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 7, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 12, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Sep 27, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Aug 28, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 5, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Nov 29, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 12, 2023 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 20, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 16, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 8, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 13, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 1, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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