Debt collector · complaint record
Pharus Funding complaints
Filed under Pharus Funding LLC
Consumers have filed 17 complaints about Pharus Funding since 2018, 4 of them in the last 12 months. It answered 50% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 17
- Last 12 months
- 4
- Answered on time
- 50%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,016 of 1,963
Since November 2018
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 17, 2026
Most complained-about debt collectors
Pharus Funding complaints by month
The busiest month was November 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Pharus Funding answered all time
- Closed with explanation17100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Pharus Funding complaints are about
Top Pharus Funding problems
Inside "Written notification about debt"
- Didn't receive enough information to verify debt 3
- Didn't receive notice of right to dispute 2
Where Pharus Funding complaints come from
Most complaints: Arizona (4), Indiana (2), Texas (2), Florida (1), Missouri (1).
Pharus Funding compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Pharus FundingDebt collection | - | 4 | - |
Compare side by side: Pharus Funding vs Green Square · Pharus Funding vs EMoneyUSA · Pharus Funding vs Mullooly Jeffrey Rooney & Flynn · Pharus Funding vs Credit World Services
What people say about Pharus Funding
All experiencesNo experiences with Pharus Funding yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Pharus Funding complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 30, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 20, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jun 6, 2025 | Student loans | Dealing with your lender or servicerDon't agree with the fees charged | Explained |
| Dec 7, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 12, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Sep 27, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Aug 28, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 5, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Nov 29, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 12, 2023 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
Questions about Pharus Funding
How many complaints does Pharus Funding have?
Pharus Funding has 17 complaints on record since November 2018, including 4 in the last 12 months and 0 in the last 30 days. That makes it number 2,028 of every company by complaints this year.
Does Pharus Funding respond to complaints?
Yes. Pharus Funding answered 50% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Pharus Funding?
The most common problems are attempts to collect debt not owed (4), written notification about debt (5), problem with a company's investigation into an existing problem (1).
Is Pharus Funding legit?
Pharus Funding is a real company with a public complaint record: consumers have complained about it 17 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Pharus Funding legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Pharus Funding?
Complain to Pharus Funding in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Pharus Funding complaints come from?
Most come from Arizona (4), Indiana (2), Texas (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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