Debt collection
PHH Mortgage debt collection complaints
Consumers have filed 39 complaints about PHH Mortgage's debt collection. See the whole PHH Mortgage record.
PHH Mortgage against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | PHH Mortgage | 0 | - | - |
Latest PHH Mortgage debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 8, 2014 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 1, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 7, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Fixed |
| Feb 14, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Fixed |
| Nov 27, 2013 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Oct 17, 2013 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Oct 17, 2013 | Debt collection | Communication tacticsThreatened to take legal action | Fixed |
| Aug 27, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 20, 2013 | Debt collection | False statements or representationIndicated shouldn't respond to lawsuit | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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