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Debt collection

Phillips, Reinhard & Associates debt collection complaints

Consumers have filed 21 complaints about Phillips, Reinhard & Associates's debt collection. See the whole Phillips, Reinhard & Associates record.

Phillips, Reinhard & Associates against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Phillips, Reinhard & Associates0new--21

Every debt collector ranked

Latest Phillips, Reinhard & Associates debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 13, 2015Debt collectionImproper contact or sharing of infoTalked to a third party about my debtOHNo timely replyNo
Nov 17, 2014Debt collectionCommunication tacticsThreatened to take legal actionVANo timely replyNo
Nov 11, 2014Debt collectionImproper contact or sharing of infoContacted employer after asked not toVANo timely replyNo
Nov 6, 2014Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payCANo timely replyNo
Nov 6, 2014Debt collectionFalse statements or representationImpersonated an attorney or officialVANo timely replyNo
Oct 22, 2014Debt collectionFalse statements or representationImpersonated an attorney or officialTXNo timely replyNo
Oct 9, 2014Debt collectionCommunication tacticsThreatened to take legal actionLANo timely replyNo
Sep 18, 2014Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payLANo timely replyNo
Sep 16, 2014Debt collectionCommunication tacticsFrequent or repeated calls-No timely replyNo
Sep 15, 2014Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtCONo timely replyNo
Sep 12, 2014Debt collectionFalse statements or representationImpersonated an attorney or officialTXExplainedYes
Sep 12, 2014Debt collectionCommunication tacticsFrequent or repeated callsCOExplainedYes
Sep 11, 2014Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payFLExplainedYes
Sep 3, 2014Debt collectionFalse statements or representationImpersonated an attorney or officialTXExplainedNo
Aug 29, 2014Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payMIExplainedNo
Aug 26, 2014Debt collectionCommunication tacticsFrequent or repeated callsTNExplainedNo
Aug 25, 2014Debt collectionCont'd attempts collect debt not owedDebt was paidDEExplainedYes
Aug 12, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineWAExplainedYes
Aug 11, 2014Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payILClosedNo
Aug 8, 2014Debt collectionCommunication tacticsFrequent or repeated callsMIExplainedNo
Jul 10, 2014Debt collectionImproper contact or sharing of infoTalked to a third party about my debtVAExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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