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Debt collection

PlusFour debt collection complaints

Consumers have filed 414 complaints about PlusFour's debt collection. See the whole PlusFour record.

PlusFour against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13PlusFour0-100%--414

Every debt collector ranked

Latest PlusFour debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Feb 25, 2016Debt collectionImproper contact or sharing of infoTalked to a third party about my debtNVClosedYes
Feb 25, 2016Debt collectionImproper contact or sharing of infoTalked to a third party about my debtNVClosedYes
Feb 25, 2016Debt collectionImproper contact or sharing of infoTalked to a third party about my debtNVClosedYes
Feb 25, 2016Debt collectionImproper contact or sharing of infoTalked to a third party about my debtNVClosedYes
Feb 25, 2016Debt collectionImproper contact or sharing of infoTalked to a third party about my debtNVClosedYes
Feb 24, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidCAClosedYes
Feb 23, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtNVClosedYes
Feb 23, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidNVClosedNo
Jan 12, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidMNExplainedNo
Dec 18, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineNVClosedYes
Dec 16, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtNVClosedYes
Oct 16, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtNVExplainedNo
Sep 26, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineNVExplainedYes
Sep 14, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidNVClosedYes
Sep 6, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidUTClosedYes
Aug 31, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidTXClosedYes
Jun 8, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidNVClosedNo
Apr 24, 2015Debt collectionDisclosure verification of debtRight to dispute notice not receivedNVClosedNo
Apr 12, 2015Debt collectionCommunication tacticsFrequent or repeated callsCAClosedNo
Mar 30, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidNVClosedNo
Jan 7, 2015Debt collectionDisclosure verification of debtRight to dispute notice not receivedNVClosedNo
Oct 31, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineNVExplainedYes
Aug 25, 2014Debt collectionCont'd attempts collect debt not owedDebt was paidNVClosedYes
Aug 5, 2014Debt collectionDisclosure verification of debtNot given enough info to verify debtNVExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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