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Debt collection

PlusFour debt collection complaints

Consumers have filed 414 complaints about PlusFour's debt collection. See the whole PlusFour record.

PlusFour against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13PlusFour0-100%--414

Every debt collector ranked

Latest PlusFour debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Apr 12, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountCAClosedYes
Apr 5, 2017Debt collectionCont'd attempts collect debt not owedDebt is not mineNVClosedYes
Mar 31, 2017Debt collectionDisclosure verification of debtNot disclosed as an attempt to collectNVExplainedNo
Mar 25, 2017Debt collectionCont'd attempts collect debt not owedDebt is not mineNVExplainedNo
Mar 14, 2017Debt collectionCont'd attempts collect debt not owedDebt was paidNVClosedYes
Mar 2, 2017Debt collectionDisclosure verification of debtNot given enough info to verify debtNVExplainedNo
Feb 13, 2017Debt collectionDisclosure verification of debtNot given enough info to verify debtNVClosedYes
Feb 5, 2017Debt collectionDisclosure verification of debtNot given enough info to verify debtNVClosedYes
Feb 2, 2017Debt collectionCont'd attempts collect debt not owedDebt was paidNVClosedYes
Jan 17, 2017Debt collectionDisclosure verification of debtNot given enough info to verify debtNVClosedYes
Jan 14, 2017Debt collectionCont'd attempts collect debt not owedDebt was paidNCExplainedNo
Jan 13, 2017Debt collectionDisclosure verification of debtNot given enough info to verify debtNVClosedYes
Dec 28, 2016Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyNVExplainedNo
Dec 21, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineNVClosedYes
Dec 8, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountAZClosedYes
Dec 4, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidCOClosedNo
Dec 2, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtNVClosedYes
Nov 9, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidNVClosedYes
Nov 3, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidNVClosedYes
Oct 19, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtFLClosedYes
Oct 5, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineNVClosedNo
Aug 22, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineCAClosedNo
Aug 11, 2016Debt collectionCommunication tacticsThreatened to take legal actionCAClosedYes
Jun 23, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidNVExplainedNo
Jun 4, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidNVClosedYes
May 19, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtNVClosedYes
May 5, 2016Debt collectionDisclosure verification of debtRight to dispute notice not receivedCOExplainedNo
Apr 30, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidCAExplainedNo
Mar 17, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidNVClosedYes
Feb 25, 2016Debt collectionImproper contact or sharing of infoTalked to a third party about my debtNVClosedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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