Debt collection
PlusFour debt collection complaints
Consumers have filed 414 complaints about PlusFour's debt collection. See the whole PlusFour record.
PlusFour against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | PlusFour | 0 | - | - |
Latest PlusFour debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 21, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 17, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 2, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 29, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 23, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 1, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 22, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 16, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 31, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 29, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 11, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 3, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 29, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 27, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 27, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 13, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 12, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 5, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 4, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 28, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 13, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 12, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 11, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 30, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 12, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Apr 2, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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