Debt collection
PlusFour debt collection complaints
Consumers have filed 414 complaints about PlusFour's debt collection. See the whole PlusFour record.
PlusFour against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | PlusFour | 0 | - | - |
Latest PlusFour debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 5, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 28, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 28, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 19, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 18, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 22, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 14, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 13, 2023 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jan 30, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 14, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 13, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 13, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 1, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 23, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 5, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 4, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 27, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 26, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 18, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 17, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 10, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 21, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 21, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 14, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 12, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 9, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 23, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 16, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 16, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 10, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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