Debt collection
PlusFour debt collection complaints
Consumers have filed 414 complaints about PlusFour's debt collection. See the whole PlusFour record.
PlusFour against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | PlusFour | 0 | - | - |
Latest PlusFour debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 4, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 1, 2021 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| Aug 19, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 18, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 23, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 22, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 21, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 19, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 9, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 5, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 2, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 21, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 15, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 15, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 10, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 8, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 1, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 29, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 28, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 15, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 7, 2021 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| May 3, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 1, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 19, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 12, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 25, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 25, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 23, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 19, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 17, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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