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Debt collection

PlusFour debt collection complaints

Consumers have filed 414 complaints about PlusFour's debt collection. See the whole PlusFour record.

PlusFour against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13PlusFour0-100%--414

Every debt collector ranked

Latest PlusFour debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jun 7, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
May 29, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftNVExplainedYes
May 5, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftNVExplainedNo
May 1, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeNVExplainedYes
Apr 22, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftNVExplainedYes
Apr 21, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftNVExplainedYes
Apr 20, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftPAExplainedYes
Mar 20, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountNVExplainedNo
Feb 29, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftNVExplainedYes
Feb 19, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeNVExplainedYes
Feb 10, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Feb 8, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Feb 8, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeNVExplainedNo
Feb 8, 2020Debt collectionAttempts to collect debt not owedDebt was paidNVExplainedYes
Feb 7, 2020Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Feb 6, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Jan 31, 2020Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Jan 21, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeNVExplainedYes
Jan 16, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtARExplainedYes
Jan 2, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeNVExplainedYes
Dec 17, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Dec 6, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Dec 6, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftNVExplainedYes
Nov 16, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAExplainedYes
Nov 14, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Nov 1, 2019Debt collectionAttempts to collect debt not owedDebt was paidNVExplainedNo
Nov 1, 2019Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtNVExplainedYes
Oct 30, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Oct 29, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Oct 28, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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