Debt collection
Proficio Financial Services debt collection complaints
Consumers have filed 24 complaints about Proficio Financial Services's debt collection. See the whole Proficio Financial Services record.
Proficio Financial Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Proficio Financial Services | 0 | - | - |
Latest Proficio Financial Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 25, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jan 3, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 2, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 22, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 21, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 4, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 2, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 31, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 26, 2022 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Oct 8, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 6, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 16, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 11, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 9, 2020 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Feb 12, 2018 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| May 30, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 20, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Dec 9, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 18, 2016 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Jul 25, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Mar 25, 2016 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Closed |
| Mar 9, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Closed |
| Aug 18, 2015 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Aug 9, 2014 | Debt collection | Taking/threatening an illegal actionSeized/Attempted to seize property | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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