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Debt collection

P.S.C debt collection complaints

Consumers have filed 256 complaints about P.S.C's debt collection, 16 in the last 12 months (-57%). P.S.C answered 68.8% on time and closed 0% with relief. See the whole P.S.C record.

P.S.C against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13P.S.C16-57%68.8%0%256

Every debt collector ranked

Latest P.S.C debt collection complaints

ReceivedAboutIssueStateAnswerOn time
May 31, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
May 26, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
May 21, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitWAExplainedYes
May 20, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
May 2, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
May 2, 2025Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes
Apr 16, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Mar 26, 2025Debt collectionElectronic communicationsFrequent or repeated messagesWAExplainedYes
Mar 16, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Mar 2, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Feb 19, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeWAExplainedYes
Feb 7, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftWAExplainedYes
Feb 4, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
Jan 26, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Jan 21, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Jan 16, 2025Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes
Jan 8, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWAExplainedYes
Dec 31, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Dec 14, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Dec 12, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftWAExplainedYes
Dec 11, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeWAExplainedYes
Dec 7, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftWAExplainedYes
Nov 16, 2024Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtWAExplainedYes
Oct 3, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Oct 2, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
Sep 26, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Sep 22, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Sep 11, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeWAExplainedYes
Sep 11, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeWAExplainedYes
Aug 23, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftWAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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