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Debt collection

P.S.C debt collection complaints

Consumers have filed 256 complaints about P.S.C's debt collection, 16 in the last 12 months (-57%). P.S.C answered 68.8% on time and closed 0% with relief. See the whole P.S.C record.

P.S.C against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13P.S.C16-57%68.8%0%256

Every debt collector ranked

Latest P.S.C debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Nov 5, 2026Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedWAExplainedYes
Nov 4, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWAExplainedYes
Oct 12, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Aug 18, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedNo
Aug 12, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedNo
Jul 7, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWAExplainedNo
May 29, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWAExplainedYes
Apr 8, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
Apr 2, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Mar 17, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Mar 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Feb 17, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
Jan 18, 2026Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes
Dec 26, 2025Debt collectionElectronic communicationsContacted before 8am or after 9pmWAExplainedNo
Dec 22, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWAExplainedYes
Dec 13, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedNo
Nov 4, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedNo
Oct 22, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedNo
Oct 3, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitWAExplainedYes
Oct 2, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeWAExplainedYes
Sep 27, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Sep 8, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Aug 29, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Aug 22, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Aug 19, 2025Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes
Jul 22, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
Jun 28, 2025Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes
Jun 23, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeWAExplainedYes
Jun 5, 2025Debt collectionFalse statements or representationTold you not to respond to a lawsuit they filed against youWAExplainedYes
Jun 1, 2025Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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