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Debt collection

RAS LaVrar debt collection complaints

Consumers have filed 179 complaints about RAS LaVrar's debt collection, 18 in the last 12 months (-42%). RAS LaVrar answered 100% on time and closed 0% with relief. See the whole RAS LaVrar record.

RAS LaVrar against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13RAS LaVrar18-42%100%0%179

Every debt collector ranked

Latest RAS LaVrar debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jun 23, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeVAExplainedYes
May 22, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
May 7, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeGAExplainedYes
Apr 27, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Apr 16, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Apr 6, 2025Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyFLExplainedYes
Apr 5, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Mar 26, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtFLExplainedYes
Mar 5, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtFLExplainedYes
Mar 4, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Feb 27, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtSCExplainedYes
Feb 20, 2025Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialFLExplainedYes
Feb 18, 2025Debt collectionThreatened to contact someone or share information improperlyContacted you after you asked them to stopFLExplainedYes
Jan 22, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingFLExplainedYes
Jan 17, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Jan 16, 2025Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedYes
Jan 15, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitFLExplainedYes
Jan 2, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedPAExplainedYes
Nov 20, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Oct 24, 2024Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtFLExplainedYes
Oct 21, 2024Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitFLExplainedYes
Oct 12, 2024Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsGAExplainedYes
Oct 2, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Sep 17, 2024Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitGAExplainedYes
Sep 8, 2024Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitGAExplainedYes
Sep 5, 2024Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Aug 31, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 16, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 12, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Aug 8, 2024Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyFLExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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