Debt collection
RAS LaVrar debt collection complaints
Consumers have filed 179 complaints about RAS LaVrar's debt collection, 18 in the last 12 months (-42%). RAS LaVrar answered 100% on time and closed 0% with relief. See the whole RAS LaVrar record.
RAS LaVrar against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | RAS LaVrar | 18 | 100% | 0% |
Latest RAS LaVrar debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 29, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 18, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| May 13, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 13, 2026 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| May 4, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 24, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 14, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Dec 30, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 28, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 8, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 5, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Dec 4, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 2, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 2, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 24, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 13, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 6, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 28, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 27, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Oct 9, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 9, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 25, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 19, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 9, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 23, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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