Debt collection
Ray Klein debt collection complaints
Consumers have filed 624 complaints about Ray Klein's debt collection, 100 in the last 12 months (+56%). Ray Klein answered 86% on time and closed 0% with relief. See the whole Ray Klein record.
Ray Klein against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Ray Klein | 100 | 86% | 0% |
Latest Ray Klein debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 27, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 24, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 10, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 10, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 4, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 21, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 20, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 17, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 14, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 11, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 7, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 7, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 31, 2024 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| May 28, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 25, 2024 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| May 1, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 30, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 29, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 18, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 11, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 11, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 9, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 8, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Mar 23, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 6, 2024 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 5, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 28, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 27, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 23, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 21, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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