Debt collector · complaint record
River City Finance complaints
Filed under River City Finance Co., Inc.
Consumers have filed 5 complaints about River City Finance since 2013, none in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 5
- Last 12 months
- 0
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since December 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 16, 2025
River City Finance complaints by month
The busiest month was December 2013 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How River City Finance answered all time
- Closed with explanation120%
- Untimely response480%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What River City Finance complaints are about
Top River City Finance problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 1
River City Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | River City FinanceDebt collection | - | 0 | - |
Compare side by side: River City Finance vs Green Square · River City Finance vs EMoneyUSA · River City Finance vs Mullooly Jeffrey Rooney & Flynn · River City Finance vs Credit World Services
What people say about River City Finance
All experiencesNo experiences with River City Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest River City Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 16, 2025 | Payday & personal loans | Charged fees or interest you didn't expect | No timely reply |
| Dec 23, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Nov 8, 2024 | Money transfers & apps | Managing, opening, or closing your mobile wallet account | No timely reply |
| Oct 11, 2024 | Payday & personal loans | Problem when making payments | No timely reply |
| Dec 10, 2013 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
Questions about River City Finance
How many complaints does River City Finance have?
River City Finance has 5 complaints on record since December 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does River City Finance respond to complaints?
Yes. River City Finance answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with River City Finance?
The most common problems are attempts to collect debt not owed (1), problem when making payments (1), charged fees or interest you didn't expect (1).
Is River City Finance legit?
River City Finance is a real company with a public complaint record: consumers have complained about it 5 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is River City Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against River City Finance?
Complain to River City Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most River City Finance complaints come from?
Most come from Texas (4), Kentucky (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about River City Finance
No comments yet. Start the conversation - questions are welcome too.