Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Debt collection

RMA Credit Association debt collection complaints

Consumers have filed 39 complaints about RMA Credit Association's debt collection, 7 in the last 12 months. RMA Credit Association answered 100% on time and closed 0% with relief. See the whole RMA Credit Association record.

RMA Credit Association against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13RMA Credit Association7new100%0%39

Every debt collector ranked

Latest RMA Credit Association debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Oct 15, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Aug 1, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Apr 24, 2026Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Jan 27, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Jan 14, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Dec 30, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payTXExplainedYes
Sep 19, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
May 13, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Feb 1, 2022Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Nov 18, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 13, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 14, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
May 25, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Apr 23, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Mar 25, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Mar 18, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Feb 9, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 15, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 5, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
May 11, 2020Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Jan 17, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftLAExplainedYes
Jun 18, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jan 30, 2019Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jan 23, 2018Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Jan 18, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Oct 15, 2017Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialTXExplainedYes
Aug 8, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Jun 1, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
May 24, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about RMA Credit Association

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience