Debt collector · complaint record
RMA Credit Association complaints
Consumers have filed 52 complaints about RMA Credit Association since 2013, 10 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 52
- Last 12 months
- 10
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #727 of 1,963
Since December 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 30, 2026
Most complained-about debt collectors
RMA Credit Association complaints by month
The busiest month was April 2026 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How RMA Credit Association answered all time
- Closed with explanation52100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What RMA Credit Association complaints are about
Top RMA Credit Association problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 12
- Debt was result of identity theft 4
- Debt was paid 2
RMA Credit Association compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | RMA Credit AssociationDebt collection | - | 10 | - |
Compare side by side: RMA Credit Association vs Green Square · RMA Credit Association vs EMoneyUSA · RMA Credit Association vs Mullooly Jeffrey Rooney & Flynn · RMA Credit Association vs Credit World Services
What people say about RMA Credit Association
All experiencesNo experiences with RMA Credit Association yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest RMA Credit Association complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 15, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 21, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Apr 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 25, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Jan 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 14, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 30, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Oct 30, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 19, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about RMA Credit Association
How many complaints does RMA Credit Association have?
RMA Credit Association has 52 complaints on record since December 2013, including 10 in the last 12 months and 1 in the last 30 days. That makes it number 1,447 of every company by complaints this year.
Does RMA Credit Association respond to complaints?
Yes. RMA Credit Association answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with RMA Credit Association?
The most common problems are attempts to collect debt not owed (18), written notification about debt (6), false statements or representation (6).
Is RMA Credit Association legit?
RMA Credit Association is a real company with a public complaint record: consumers have complained about it 52 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is RMA Credit Association legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against RMA Credit Association?
Complain to RMA Credit Association in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most RMA Credit Association complaints come from?
Most come from Texas (49), Louisiana (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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