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Debt collection

SCA Collections debt collection complaints

Consumers have filed 558 complaints about SCA Collections's debt collection, 46 in the last 12 months (+44%). SCA Collections answered 84.8% on time and closed 0% with relief. See the whole SCA Collections record.

SCA Collections against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13SCA Collections46+44%84.8%0%558

Every debt collector ranked

Latest SCA Collections debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Apr 8, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedYes
Mar 6, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Feb 18, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Feb 7, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Jan 12, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeNCExplainedYes
Jan 5, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedNo
Dec 19, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Dec 2, 2023Debt collectionAttempts to collect debt not owedDebt was paidNCExplainedNo
Nov 29, 2023Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtNCExplainedYes
Oct 19, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedNo
Oct 16, 2023Debt collectionAttempts to collect debt not owedDebt was paidNCExplainedNo
Sep 20, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeTNExplainedYes
Aug 14, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jul 19, 2023Debt collectionAttempts to collect debt not owedDebt was paidALExplainedYes
Jun 8, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeORExplainedYes
Mar 22, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Mar 18, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes
Mar 10, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Feb 28, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Feb 21, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtVAExplainedYes
Feb 18, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Feb 17, 2023Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Feb 9, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jan 29, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Jan 29, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedNo
Jan 16, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jan 10, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Jan 5, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursVAExplainedYes
Jan 4, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Dec 14, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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