Debt collection
Sensible Auto Lending debt collection complaints
Consumers have filed 46 complaints about Sensible Auto Lending's debt collection, 11 in the last 12 months. Sensible Auto Lending answered 100% on time and closed 0% with relief. See the whole Sensible Auto Lending record.
Sensible Auto Lending against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Sensible Auto Lending | 11 | 100% | 0% |
Latest Sensible Auto Lending debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 1, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 19, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 10, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 21, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 1, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 1, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 23, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 20, 2022 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jan 11, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 8, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 30, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 11, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 11, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 7, 2021 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Aug 29, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 15, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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