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Debt collection

Servatus debt collection complaints

Consumers have filed 127 complaints about Servatus's debt collection, 10 in the last 12 months. Servatus answered 100% on time and closed 0% with relief. See the whole Servatus record.

Servatus against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Servatus10new100%0%127

Every debt collector ranked

Latest Servatus debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jul 9, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Jul 3, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Apr 12, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingCAExplainedYes
Mar 23, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNJExplainedYes
Feb 26, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialNCExplainedYes
Feb 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jan 16, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
Jan 8, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Dec 23, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNYExplainedYes
Nov 19, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountVTExplainedYes
Oct 18, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes
Jun 24, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
May 23, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
May 13, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Apr 21, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Apr 2, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeALExplainedYes
Mar 28, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Mar 22, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Mar 10, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Mar 10, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Mar 3, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Mar 1, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeILExplainedYes
Jan 26, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Jan 16, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Dec 24, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Dec 22, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Dec 21, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Dec 5, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Nov 27, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursKYExplainedYes
Sep 26, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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