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Debt collection

SF Vago debt collection complaints

Consumers have filed 28 complaints about SF Vago's debt collection, 10 in the last 12 months. SF Vago answered 100% on time and closed 0% with relief. See the whole SF Vago record.

SF Vago against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13SF Vago10new100%0%28

Every debt collector ranked

Latest SF Vago debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jun 8, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMSExplainedYes
May 21, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
May 18, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
May 18, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Apr 30, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Apr 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Mar 31, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Mar 18, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Jan 21, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Jan 20, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Sep 17, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Sep 15, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Aug 27, 2025Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtTXExplainedYes
Apr 12, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedPAExplainedYes
Sep 5, 2024Debt collectionAttempts to collect debt not owedDebt was paidLAExplainedYes
Aug 14, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtLAFixedYes
Jul 25, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jul 12, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftNYExplainedYes
May 28, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftNYExplainedYes
Aug 26, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftALExplainedYes
Aug 24, 2022Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Aug 19, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftDCExplainedYes
May 27, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtTNExplainedYes
May 24, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYExplainedYes
Mar 9, 2022Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyOHExplainedYes
Mar 7, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
Oct 12, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Sep 1, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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