Debt collector · complaint record
SF Vago complaints
Filed under SF VAGO, LLC
Consumers have filed 136 complaints about SF Vago since 2021, 19 of them in the last 12 months (-17% on the year before). It answered 94.7% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 136
- Last 12 months
- 19
- Answered on time
- 94.7%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #540 of 1,963
Since June 2021
-17% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 20, 2026
Most complained-about debt collectors
SF Vago complaints by month
The busiest month was June 2021 (7 complaints). Complaints in the last 12 months are down 17% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How SF Vago answered all time
- Closed with non-monetary relief21.5%
- Closed with explanation13498.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What SF Vago complaints are about
Top SF Vago problems
Inside "Incorrect information on your report"
- Information belongs to someone else 19
- Account status incorrect 14
- Account information incorrect 8
- Public record information inaccurate 1
- Old information reappears or never goes away 1
Where SF Vago complaints come from
Most complaints: Florida (22), Georgia (18), Texas (17), New York (11), California (10).
SF Vago compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | SF VagoDebt collection | - | 19 | - |
Compare side by side: SF Vago vs Green Square · SF Vago vs EMoneyUSA · SF Vago vs Mullooly Jeffrey Rooney & Flynn · SF Vago vs Credit World Services
What people say about SF Vago
All experiencesNo experiences with SF Vago yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest SF Vago complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 8, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 31, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 27, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 5, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Questions about SF Vago
How many complaints does SF Vago have?
SF Vago has 136 complaints on record since June 2021, including 19 in the last 12 months and 0 in the last 30 days. That makes it number 1,102 of every company by complaints this year.
Does SF Vago respond to complaints?
Yes. SF Vago answered 94.7% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with SF Vago?
The most common problems are took or threatened to take negative or legal action (11), improper use of your report (22), incorrect information on your report (43).
Is SF Vago legit?
SF Vago is a real company with a public complaint record: consumers have complained about it 136 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is SF Vago legit? for the signals, red flags and how to protect yourself.
Are complaints about SF Vago going up or down?
Down. There were 19 complaints in the last 12 months against 23 in the 12 before (-17%). See every month.
How do I file a complaint against SF Vago?
Complain to SF Vago in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most SF Vago complaints come from?
Most come from Florida (22), Georgia (18), Texas (17). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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