Credit bureau · complaint record
Smyrna Finance complaints
Filed under Smyrna Finance LLC
Consumers have filed 3 complaints about Smyrna Finance since 2025, 3 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 3
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #298 of 566
Since December 2025
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Apr 7, 2026
Most complained-about credit bureaus & report companies
Smyrna Finance complaints by month
The busiest month was December 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Smyrna Finance answered all time
- Closed with explanation3100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Smyrna Finance complaints are about
Top Smyrna Finance problems
Inside "Incorrect information on your report"
- Account status incorrect 2
Smyrna Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Smyrna FinanceCredit reporting | - | 3 | - |
Compare side by side: Smyrna Finance vs Apple Financing · Smyrna Finance vs Nav Technologies · Smyrna Finance vs Opportunity Fund · Smyrna Finance vs Heritage Financial Group
What people say about Smyrna Finance
All experiencesNo experiences with Smyrna Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Smyrna Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 4, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 4, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Questions about Smyrna Finance
How many complaints does Smyrna Finance have?
Smyrna Finance has 3 complaints on record since December 2025, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does Smyrna Finance respond to complaints?
Yes. Smyrna Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Smyrna Finance?
The most common problems are incorrect information on your report (2), took or threatened to take negative or legal action (1).
Is Smyrna Finance legit?
Smyrna Finance is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Smyrna Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Smyrna Finance?
Complain to Smyrna Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Smyrna Finance complaints come from?
Most come from Tennessee (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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