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Debt collector · complaint record

South Bay Acceptance complaints

Consumers have filed 3 complaints about South Bay Acceptance since 2017, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
3

Since November 2017

Last 12 months
0

new vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Jul 13, 2021

Rank
-

South Bay Acceptance complaints by month

The busiest month was November 2017 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How South Bay Acceptance answered all time

  • Closed with explanation3100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What South Bay Acceptance complaints are about

  • Debt collection267%
  • Credit reporting133%

Top South Bay Acceptance problems

Inside "Incorrect information on your report"

  • Information belongs to someone else 1

South Bay Acceptance compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8South Bay AcceptanceDebt collection-0new100%0%-

Compare side by side: South Bay Acceptance vs Green Square · South Bay Acceptance vs EMoneyUSA · South Bay Acceptance vs Mullooly Jeffrey Rooney & Flynn · South Bay Acceptance vs Credit World Services

What people say about South Bay Acceptance

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Latest South Bay Acceptance complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jul 13, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Jan 12, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Nov 26, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes

Questions about South Bay Acceptance

How many complaints does South Bay Acceptance have?

South Bay Acceptance has 3 complaints on record since November 2017, including 0 in the last 12 months and 0 in the last 30 days.

Does South Bay Acceptance respond to complaints?

Yes. South Bay Acceptance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with South Bay Acceptance?
Is South Bay Acceptance legit?

South Bay Acceptance is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is South Bay Acceptance legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against South Bay Acceptance?

Complain to South Bay Acceptance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most South Bay Acceptance complaints come from?

Most come from California (1), Georgia (1), South Carolina (1). Big states file more complaints, so the map shows complaints per 100,000 people.

Talk about South Bay Acceptance

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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