Debt collection
Southwest Recovery Services debt collection complaints
Consumers have filed 878 complaints about Southwest Recovery Services's debt collection, 213 in the last 12 months (+34%). Southwest Recovery Services answered 40.4% on time and closed 1% with relief. See the whole Southwest Recovery Services record.
Southwest Recovery Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Southwest Recovery Services | 213 | 40.4% | 1% |
Latest Southwest Recovery Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 26, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 26, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Oct 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 22, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Oct 21, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Oct 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 14, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Oct 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 12, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Oct 10, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Oct 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 8, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 7, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Oct 6, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Oct 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Sep 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Sep 25, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Sep 22, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Sep 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Sep 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Sep 17, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | No timely reply |
| Sep 17, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Sep 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Sep 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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