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Credit reporting

Specialized Collection Systems credit reporting complaints

Consumers have filed 32 complaints about Specialized Collection Systems's credit reporting, 3 in the last 12 months. Specialized Collection Systems answered 100% on time and closed 0% with relief. See the whole Specialized Collection Systems record.

Specialized Collection Systems against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Specialized Collection Systems3new100%0%32

Every credit bureau ranked

Latest Specialized Collection Systems credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
May 13, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
May 13, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
May 13, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Nov 10, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedNo
Nov 7, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedNo
Nov 7, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedNo
Nov 4, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedNo
Jun 5, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awayFLExplainedYes
May 18, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Dec 18, 2024Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportALExplainedYes
Nov 19, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Sep 10, 2024Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Aug 24, 2024Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Jul 31, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jun 5, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
May 13, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Feb 28, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Mar 10, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Feb 10, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Feb 2, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Nov 9, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Oct 15, 2022Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Sep 7, 2022Credit reportingImproper use of your reportReporting company used your report improperlyWAExplainedYes
Aug 15, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Jul 11, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Jul 11, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
May 28, 2022Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
May 28, 2022Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
May 23, 2022Credit reportingImproper use of your reportReport provided to employer without your written authorizationTXExplainedYes
May 19, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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