Debt collector · complaint record
Specialized Collection Systems complaints
Filed under Specialized Collection Systems, Inc.
Consumers have filed 138 complaints about Specialized Collection Systems since 2022, 43 of them in the last 12 months (+43% on the year before). It answered 90.7% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Poor response record. How it works
- Complaints on record
- 138
- Last 12 months
- 43
- Answered on time
- 90.7%
- Closed with relief
- 0%
- Last 30 days
- 5
- Rank
- #343 of 1,963
Since January 2022
+43% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 27, 2026
Most complained-about debt collectors
Specialized Collection Systems complaints by month
The busiest month was May 2022 (8 complaints). Complaints in the last 12 months are up 43% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Specialized Collection Systems answered last 12 months
- Closed with explanation3683.7%
- In progress716.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time3/4590.7% on time
- Relief for customers0/400% closed with relief
- Complaint trend6/15+43% vs last year
What Specialized Collection Systems complaints are about
Top Specialized Collection Systems problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 29
- Debt was result of identity theft 7
- Debt was paid 6
- Debt was already discharged in bankruptcy and is no longer owed 1
Where Specialized Collection Systems complaints come from
Most complaints: Texas (117), Louisiana (4), Alabama (3), California (3), North Carolina (2).
Specialized Collection Systems compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Express CollectionsDebt collection | 59 | 44 | C |
| 2 | Grant Mercantile AgencyDebt collection | 49 | 44 | D |
| 3 | ApellesDebt collection | 59 | 43 | C |
| 4 | ATG CreditDebt collection | 38 | 43 | D |
| 5 | Selip & StylianouDebt collection | 59 | 43 | C |
| 6 | HF HoldingsDebt collection | 9 | 43 | F |
| 7 | Tennessee Credit ManagementDebt collection | 45 | 43 | D |
| 8 | Specialized Collection SystemsDebt collection | 9 | 43 | F |
Compare side by side: Specialized Collection Systems vs Express Collections · Specialized Collection Systems vs Grant Mercantile Agency · Specialized Collection Systems vs Apelles · Specialized Collection Systems vs ATG Credit
What people say about Specialized Collection Systems
All experiencesNo experiences with Specialized Collection Systems yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Specialized Collection Systems complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 27, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | In progress |
| Oct 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | In progress |
| Oct 22, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | In progress |
| Oct 20, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | In progress |
| Oct 17, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | In progress |
| Oct 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Oct 5, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 2, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 29, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 9, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Questions about Specialized Collection Systems
How many complaints does Specialized Collection Systems have?
Specialized Collection Systems has 138 complaints on record since January 2022, including 43 in the last 12 months and 5 in the last 30 days. That makes it number 722 of every company by complaints this year.
Does Specialized Collection Systems respond to complaints?
Yes. Specialized Collection Systems answered 90.7% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 9/100 (grade F).
What do people complain about most with Specialized Collection Systems?
The most common problems are attempts to collect debt not owed (43), written notification about debt (37), took or threatened to take negative or legal action (12).
Is Specialized Collection Systems legit?
Specialized Collection Systems is a real company with a public complaint record: consumers have complained about it 138 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Specialized Collection Systems legit? for the signals, red flags and how to protect yourself.
Are complaints about Specialized Collection Systems going up or down?
Up. There were 43 complaints in the last 12 months against 30 in the 12 before (+43%). See every month.
How do I file a complaint against Specialized Collection Systems?
Complain to Specialized Collection Systems in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Specialized Collection Systems complaints come from?
Most come from Texas (117), Louisiana (4), Alabama (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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