Debt collection
Specialized Collection Systems debt collection complaints
Consumers have filed 104 complaints about Specialized Collection Systems's debt collection, 40 in the last 12 months (+90%). Specialized Collection Systems answered 90% on time and closed 0% with relief. See the whole Specialized Collection Systems record.
Specialized Collection Systems against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Specialized Collection Systems | 40 | 90% | 0% |
Latest Specialized Collection Systems debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 31, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 31, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 30, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 12, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 12, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 10, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 10, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 15, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 3, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 8, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 31, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 28, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 1, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 22, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 22, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 2, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Apr 17, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 4, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 22, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 13, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 10, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 8, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 27, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 18, 2024 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Dec 11, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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