Credit reporting
Spring Oaks Capital credit reporting complaints
Consumers have filed 2,637 complaints about Spring Oaks Capital's credit reporting, 957 in the last 12 months (+10%). Spring Oaks Capital answered 100% on time and closed 47% with relief. See the whole Spring Oaks Capital record.
Spring Oaks Capital against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Spring Oaks Capital | 957 | 100% | 47% |
Latest Spring Oaks Capital credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 16, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 15, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Oct 15, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Oct 15, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Oct 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 15, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Oct 14, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 14, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Oct 13, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 13, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Oct 13, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Oct 13, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Oct 13, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 13, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 12, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 12, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | In progress |
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Oct 9, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Oct 7, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Oct 7, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Oct 6, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Oct 5, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Oct 5, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 3, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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