Credit reporting
Student Loan Direct credit reporting complaints
Consumers have filed 9 complaints about Student Loan Direct's credit reporting, 6 in the last 12 months. Student Loan Direct answered 0% on time and closed - with relief. See the whole Student Loan Direct record.
Student Loan Direct against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Student Loan Direct | 6 | 0% | - |
Latest Student Loan Direct credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Aug 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Jun 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Jun 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Mar 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Feb 21, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Mar 24, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Jan 17, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | No timely reply |
| Jul 20, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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