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Debt collection

Summit A*R debt collection complaints

Consumers have filed 527 complaints about Summit A*R's debt collection, 273 in the last 12 months (+110%). Summit A*R answered 97.4% on time and closed 0% with relief. See the whole Summit A*R record.

Summit A*R against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Summit A*R273+110%97.4%0%527

Every debt collector ranked

Latest Summit A*R debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Apr 27, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageNCExplainedYes
Apr 26, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedSCExplainedYes
Apr 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Apr 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Apr 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Apr 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Apr 22, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Apr 19, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtNJExplainedYes
Apr 18, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Apr 16, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountALExplainedYes
Apr 15, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Apr 15, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNJExplainedYes
Apr 14, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
Apr 13, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Apr 13, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Apr 11, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Apr 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Apr 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Apr 9, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Apr 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Apr 7, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedNo
Apr 6, 2026Debt collectionAttempts to collect debt not owedDebt was paidVAExplainedYes
Apr 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMNExplainedYes
Apr 5, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtVAExplainedYes
Apr 5, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedSCExplainedYes
Apr 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMNExplainedYes
Apr 3, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Apr 1, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountLAExplainedYes
Apr 1, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Mar 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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