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Debt collector · complaint record

Summit A*R complaints

Consumers have filed 664 complaints about Summit A*R since 2014, 338 of them in the last 12 months (+106% on the year before). It answered 97.9% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.

Weak response record. How it works

Complaints on record
664

Since July 2014

Last 12 months
338

+106% vs the year before

Answered on time
97.9%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
13

Newest: Oct 29, 2026

Rank
#99 of 1,963

Most complained-about debt collectors

Summit A*R complaints by month

The busiest month was June 2026 (40 complaints). Complaints in the last 12 months are up 106% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Summit A*R answered last 12 months

  • Closed with explanation338100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time36/4597.9% on time
  • Relief for customers0/400% closed with relief
  • Complaint trend0/15+106% vs last year

What Summit A*R complaints are about

Top Summit A*R problems last 12 months

Inside "Attempts to collect debt not owed"

  • Debt is not yours 205
  • Debt was result of identity theft 44
  • Debt was paid 19
  • Debt was already discharged in bankruptcy and is no longer owed 2

Where Summit A*R complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Florida (147), Texas (83), California (68), Georgia (46), Illinois (30).

Summit A*R compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Cedars Business ServicesDebt collection50358+47%100%0%C
2January TechnologiesDebt collection49356+20%99.2%0%D
3Kimball, Tirey & St. JohnDebt collection35338-2%95.3%0%D
4Summit A*RDebt collection36338+106%97.9%0%D
5Concord ServicingDebt collection48318+58%99.7%0%D
6AmeriCollectDebt collection35318-3%95.3%0%D
7Diverse Funding AssociatesDebt collection46315+46%99%0%D
8Firstsource Business Process ServicesDebt collection52311+22%99.7%0%C

Compare side by side: Summit A*R vs Cedars Business Services · Summit A*R vs January Technologies · Summit A*R vs Kimball, Tirey & St. John · Summit A*R vs Concord Servicing

What people say about Summit A*R

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Latest Summit A*R complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 29, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Oct 29, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMDExplainedYes
Oct 29, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursUTExplainedYes
Oct 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursALExplainedYes
Oct 28, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtORExplainedYes
Oct 27, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Oct 27, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Oct 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Oct 24, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Oct 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Oct 23, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtSCExplainedYes
Oct 22, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes

Questions about Summit A*R

How many complaints does Summit A*R have?

Summit A*R has 664 complaints on record since July 2014, including 338 in the last 12 months and 13 in the last 30 days. That makes it number 241 of every company by complaints this year.

Does Summit A*R respond to complaints?

Yes. Summit A*R answered 97.9% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 36/100 (grade D).

What do people complain about most with Summit A*R?
Is Summit A*R legit?

Summit A*R is a real company with a public complaint record: consumers have complained about it 664 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Summit A*R legit? for the signals, red flags and how to protect yourself.

Are complaints about Summit A*R going up or down?

Up. There were 338 complaints in the last 12 months against 164 in the 12 before (+106%). See every month.

How do I file a complaint against Summit A*R?

Complain to Summit A*R in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Summit A*R complaints come from?

Most come from Florida (147), Texas (83), California (68). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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