Debt collection
Summit Financial debt collection complaints
Consumers have filed 22 complaints about Summit Financial's debt collection. See the whole Summit Financial record.
Summit Financial against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Summit Financial | 0 | - | - |
Latest Summit Financial debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 13, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Apr 13, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Mar 27, 2021 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | No timely reply |
| Mar 14, 2021 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | No timely reply |
| Mar 8, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Jul 25, 2020 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | No timely reply |
| Nov 18, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Jun 20, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jun 11, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 8, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 12, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 4, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 26, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 31, 2017 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jul 14, 2017 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 24, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 19, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 18, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Jul 29, 2016 | Debt collection | Taking/threatening an illegal actionSeized/Attempted to seize property | Explained |
| Feb 9, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Oct 27, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 17, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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