Debt collection
Sunlight Financial debt collection complaints
Consumers have filed 51 complaints about Sunlight Financial's debt collection, 22 in the last 12 months. Sunlight Financial answered 45.5% on time and closed 0% with relief. See the whole Sunlight Financial record.
Sunlight Financial against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Sunlight Financial | 22 | 45.5% | 0% |
Latest Sunlight Financial debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 1, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Apr 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 19, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 1, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 21, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 7, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 8, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 19, 2024 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Aug 5, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 5, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 23, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 10, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 11, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 29, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 8, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 14, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 27, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 10, 2022 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Aug 24, 2021 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jul 6, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 18, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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