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Debt collection

Trust Financial debt collection complaints

Consumers have filed 48 complaints about Trust Financial's debt collection, 7 in the last 12 months. Trust Financial answered 85.7% on time and closed 0% with relief. See the whole Trust Financial record.

Trust Financial against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Trust Financial7new85.7%0%48

Every debt collector ranked

Latest Trust Financial debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 28, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Sep 11, 2026Debt collectionAttempts to collect debt not owedDebt was paidIDExplainedYes
Jul 3, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedIDExplainedYes
Feb 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursIDExplainedNo
Jan 26, 2026Debt collectionAttempts to collect debt not owedDebt was paidIDExplainedYes
Dec 8, 2025Debt collectionAttempts to collect debt not owedDebt was paidWYExplainedYes
Nov 19, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtIDExplainedYes
Oct 21, 2025Debt collectionAttempts to collect debt not owedDebt was paidWYExplainedYes
Oct 14, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payWYExplainedYes
Oct 14, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursIDExplainedYes
Jul 15, 2025Debt collectionThreatened to contact someone or share information improperlyContacted you after you asked them to stopWYExplainedYes
Jul 14, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtWYExplainedYes
Jun 30, 2025Debt collectionThreatened to contact someone or share information improperlyContacted you after you asked them to stopWYExplainedYes
Jun 26, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedIDExplainedNo
Jun 14, 2025Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialWYExplainedNo
Jun 13, 2025Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageIDExplainedNo
May 27, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountIDExplainedYes
Mar 26, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeIDExplainedYes
Jan 20, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtWYExplainedYes
Nov 19, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeNVExplainedYes
Sep 20, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 25, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeIDExplainedYes
Mar 29, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Mar 18, 2024Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyWYExplainedYes
Jan 9, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Sep 13, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftIDExplainedYes
Aug 17, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursMNExplainedYes
Jun 6, 2023Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyMTExplainedYes
Mar 23, 2023Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtIDExplainedYes
Jan 10, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursUTExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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