Debt collector · complaint record
Unifour Financial Services complaints
Filed under UNIFOUR FINANCIAL SERVICES, LLC
Consumers have filed 46 complaints about Unifour Financial Services since 2015, 19 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 46
- Last 12 months
- 19
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #540 of 1,963
Since February 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 25, 2026
Most complained-about debt collectors
Unifour Financial Services complaints by month
The busiest month was April 2026 (6 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Unifour Financial Services answered all time
- Closed with non-monetary relief12.2%
- Closed with explanation4495.7%
- Closed12.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Unifour Financial Services complaints are about
Top Unifour Financial Services problems
Inside "Repossession"
- Loan balance remaining after the vehicle is repossessed and sold 9
- Lender trying to repossess or disable the vehicle 1
Unifour Financial Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Unifour Financial ServicesDebt collection | - | 19 | - |
Compare side by side: Unifour Financial Services vs Green Square · Unifour Financial Services vs EMoneyUSA · Unifour Financial Services vs Mullooly Jeffrey Rooney & Flynn · Unifour Financial Services vs Credit World Services
What people say about Unifour Financial Services
All experiencesNo experiences with Unifour Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Unifour Financial Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 25, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Sep 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 31, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 18, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Aug 17, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Jul 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 17, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Unifour Financial Services
How many complaints does Unifour Financial Services have?
Unifour Financial Services has 46 complaints on record since February 2015, including 19 in the last 12 months and 0 in the last 30 days. That makes it number 1,102 of every company by complaints this year.
Does Unifour Financial Services respond to complaints?
Yes. Unifour Financial Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Unifour Financial Services?
The most common problems are took or threatened to take negative or legal action (8), repossession (10), attempts to collect debt not owed (5).
Is Unifour Financial Services legit?
Unifour Financial Services is a real company with a public complaint record: consumers have complained about it 46 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Unifour Financial Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Unifour Financial Services?
Complain to Unifour Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Unifour Financial Services complaints come from?
Most come from North Carolina (36), South Carolina (8), Pennsylvania (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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