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Debt collection

Union Credit debt collection complaints

Consumers have filed 31 complaints about Union Credit's debt collection. See the whole Union Credit record.

Union Credit against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Union Credit0new--31

Every debt collector ranked

Latest Union Credit debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 17, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountGANo timely replyNo
Oct 15, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountGANo timely replyNo
Oct 15, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountGANo timely replyNo
Oct 7, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtGANo timely replyNo
Sep 18, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursGANo timely replyNo
Sep 11, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursGANo timely replyNo
Jun 27, 2024Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingFLNo timely replyNo
May 9, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeGANo timely replyNo
Apr 14, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Feb 28, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Jul 9, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jul 7, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
May 15, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Jan 23, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Jan 22, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Jan 18, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Oct 7, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jun 14, 2021Debt collectionAttempts to collect debt not owedDebt was paidGAExplainedYes
Mar 26, 2021Debt collectionAttempts to collect debt not owedDebt was paidGAExplainedYes
Mar 9, 2020Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Oct 10, 2018Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Jun 1, 2018Debt collectionAttempts to collect debt not owedDebt was paidGAExplainedYes
May 23, 2018Debt collectionAttempts to collect debt not owedDebt was paidGAExplainedYes
Oct 20, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
Oct 11, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jun 8, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Mar 22, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Dec 8, 2016Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftTNFixedYes
Aug 23, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedNo
Dec 15, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidGAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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