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Debt collector · complaint record

Union Credit complaints

Consumers have filed 44 complaints about Union Credit since 2013, none in the last 12 months. It answered 75% on time and closed 6% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
44

Since September 2013

Last 12 months
0

new vs the year before

Answered on time
75%

Industry: 96.5%

Closed with relief
6%

Typical debt collector: 24%

Last 30 days
0

Newest: Oct 17, 2024

Rank
-

Union Credit complaints by month

The busiest month was October 2024 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Union Credit answered all time

  • Closed with non-monetary relief24.5%
  • Closed with explanation3375%
  • Untimely response920.5%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Union Credit complaints are about

Top Union Credit problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 7
  • Debt was paid 5
  • Debt was result of identity theft 1

Union Credit compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Union CreditDebt collection-0new75%6%-

Compare side by side: Union Credit vs Green Square · Union Credit vs EMoneyUSA · Union Credit vs Mullooly Jeffrey Rooney & Flynn · Union Credit vs Credit World Services

What people say about Union Credit

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Latest Union Credit complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 17, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountGANo timely replyNo
Oct 17, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLNo timely replyNo
Oct 15, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountGANo timely replyNo
Oct 15, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountGANo timely replyNo
Oct 7, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtGANo timely replyNo
Sep 18, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursGANo timely replyNo
Sep 11, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursGANo timely replyNo
Jun 27, 2024Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingFLNo timely replyNo
May 9, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeGANo timely replyNo
Apr 14, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Mar 13, 2023Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Feb 28, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes

Questions about Union Credit

How many complaints does Union Credit have?

Union Credit has 44 complaints on record since September 2013, including 0 in the last 12 months and 0 in the last 30 days.

Does Union Credit respond to complaints?

Yes. Union Credit answered 75% of its complaints on time (within 15 days) and closed 6% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Union Credit?
Is Union Credit legit?

Union Credit is a real company with a public complaint record: consumers have complained about it 44 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Union Credit legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Union Credit?

Complain to Union Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Union Credit complaints come from?

Most come from Georgia (36), Florida (7), Tennessee (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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