Debt collector · complaint record
United Credit Service complaints
Filed under United Credit Service Inc
Consumers have filed 9 complaints about United Credit Service since 2015, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is false statements or representation.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 9
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since August 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Dec 8, 2021
United Credit Service complaints by month
The busiest month was August 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How United Credit Service answered all time
- Closed with explanation888.9%
- Closed111.1%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top United Credit Service problems
Inside "False statements or representation"
- Attempted to collect wrong amount 2
United Credit Service compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | United Credit ServiceDebt collection | - | 0 | - |
Compare side by side: United Credit Service vs Green Square · United Credit Service vs EMoneyUSA · United Credit Service vs Mullooly Jeffrey Rooney & Flynn · United Credit Service vs Credit World Services
What people say about United Credit Service
All experiencesNo experiences with United Credit Service yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest United Credit Service complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 8, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 26, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 3, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 18, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 13, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 5, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 13, 2017 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Mar 10, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Closed |
| Aug 14, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
Questions about United Credit Service
How many complaints does United Credit Service have?
United Credit Service has 9 complaints on record since August 2015, including 0 in the last 12 months and 0 in the last 30 days.
Does United Credit Service respond to complaints?
Yes. United Credit Service answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with United Credit Service?
The most common problems are false statements or representation (2), attempts to collect debt not owed (2), took or threatened to take negative or legal action (2).
Is United Credit Service legit?
United Credit Service is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is United Credit Service legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against United Credit Service?
Complain to United Credit Service in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most United Credit Service complaints come from?
Most come from Wisconsin (8), Iowa (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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