Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Debt collection

United We Collect debt collection complaints

Consumers have filed 26 complaints about United We Collect's debt collection, 2 in the last 12 months. United We Collect answered 100% on time and closed 0% with relief. See the whole United We Collect record.

United We Collect against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13United We Collect2new100%0%26

Every debt collector ranked

Latest United We Collect debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jan 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Jan 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Apr 3, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jan 29, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Jan 31, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Nov 9, 2022Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedPAExplainedYes
Jul 12, 2022Debt collectionAttempts to collect debt not owedDebt was paidCOExplainedYes
Jan 9, 2022Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Oct 25, 2021Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Oct 19, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Jun 10, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
May 8, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Apr 19, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Mar 22, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Feb 15, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Dec 3, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
Nov 20, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Nov 20, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Nov 9, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Nov 9, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Oct 6, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Sep 29, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Sep 4, 2020Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtCAExplainedYes
Jul 9, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Jul 7, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Jun 30, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeGAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about United We Collect

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience