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Debt collector · complaint record

United We Collect complaints

Consumers have filed 35 complaints about United We Collect since 2020, 2 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
35

Since June 2020

Last 12 months
2

new vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Jan 30, 2026

Rank
#1,275 of 1,963

Most complained-about debt collectors

United We Collect complaints by month

The busiest month was October 2021 (7 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How United We Collect answered all time

  • Closed with explanation35100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What United We Collect complaints are about

Top United We Collect problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 8
  • Debt was result of identity theft 3
  • Debt was paid 2

Where United We Collect complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Florida (18), Alabama (5), Pennsylvania (4), Georgia (3), North Carolina (1).

United We Collect compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8United We CollectDebt collection-2new100%0%-

Compare side by side: United We Collect vs Green Square · United We Collect vs EMoneyUSA · United We Collect vs Mullooly Jeffrey Rooney & Flynn · United We Collect vs Credit World Services

What people say about United We Collect

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Latest United We Collect complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jan 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Jan 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Apr 3, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jan 29, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Jan 26, 2024Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Jan 31, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Nov 9, 2022Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedPAExplainedYes
Jul 12, 2022Debt collectionAttempts to collect debt not owedDebt was paidCOExplainedYes
Jul 7, 2022Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Jan 9, 2022Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Oct 25, 2021Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Oct 19, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes

Questions about United We Collect

How many complaints does United We Collect have?

United We Collect has 35 complaints on record since June 2020, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.

Does United We Collect respond to complaints?

Yes. United We Collect answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with United We Collect?
Is United We Collect legit?

United We Collect is a real company with a public complaint record: consumers have complained about it 35 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is United We Collect legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against United We Collect?

Complain to United We Collect in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most United We Collect complaints come from?

Most come from Florida (18), Alabama (5), Pennsylvania (4). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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