Debt collection
Universal Collection Systems debt collection complaints
Consumers have filed 54 complaints about Universal Collection Systems's debt collection, 10 in the last 12 months. Universal Collection Systems answered 100% on time and closed 0% with relief. See the whole Universal Collection Systems record.
Universal Collection Systems against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Universal Collection Systems | 10 | 100% | 0% |
Latest Universal Collection Systems debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 11, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 16, 2021 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jul 7, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 26, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 12, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jan 30, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 12, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 8, 2019 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Sep 14, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 13, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 4, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 3, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 19, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 27, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 28, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 17, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 9, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 5, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 14, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 4, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Dec 30, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 2, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Aug 10, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 25, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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