Debt collection
Universal Collection Systems debt collection complaints
Consumers have filed 54 complaints about Universal Collection Systems's debt collection, 10 in the last 12 months. Universal Collection Systems answered 100% on time and closed 0% with relief. See the whole Universal Collection Systems record.
Universal Collection Systems against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Universal Collection Systems | 10 | 100% | 0% |
Latest Universal Collection Systems debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Aug 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 3, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 26, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Feb 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 14, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Oct 6, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 5, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jul 31, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 18, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 6, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Sep 23, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 14, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 21, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 17, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 27, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 22, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 9, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 28, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 28, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 24, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Aug 8, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 19, 2022 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Dec 8, 2021 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Oct 13, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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