Debt collection
Universal Fidelity debt collection complaints
Consumers have filed 78 complaints about Universal Fidelity's debt collection, 1 in the last 12 months. Universal Fidelity answered 100% on time and closed 0% with relief. See the whole Universal Fidelity record.
Universal Fidelity against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Universal Fidelity | 1 | 100% | 0% |
Latest Universal Fidelity debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 20, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 23, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 7, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 28, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 12, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Dec 1, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Oct 13, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Aug 17, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Aug 9, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jul 26, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 26, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 11, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Nov 24, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Sep 25, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 24, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 14, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 11, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 28, 2015 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Jan 3, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 18, 2014 | Debt collection | Communication tacticsCalled outside of 8am-9pm | Explained |
| Oct 30, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 22, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 25, 2014 | Debt collection | Communication tacticsCalled outside of 8am-9pm | Explained |
| Jun 18, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 16, 2014 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Jun 13, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jun 13, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 9, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 20, 2014 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 26, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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